When you’re traveling, it’s easy to forget about your car insurance policy. But if you have an accident or get into an accident and need to file a claim with your insurer, it’s important that we know about it right away so that we can respond quickly. That’s why we recommend that you take your insurance policy with you wherever you go!

Here are three ways that will ensure that happens:

Get a copy of your policy and keep it in your glove compartment:

If you have your policy with you, it can be a good idea to keep a copy in the glove compartment of your car. This way if there’s an accident or police stop, they can see your insurance documents and know that you are covered. Having such a physical copy (or 2) is useful if you’re preoccupied with the aftermath of an incident, and someone else has to check your vehicle for the insurance documents.

This is also why it helps if someone else has access to this information. In case something happens while traveling with friends/family members who don’t know as much about auto insurance policies as you do (or just plain forget), having some kind of proof that they have coverage can be beneficial in helping them get back on their feet after an accident occurs.

Download your insurance card to your phone:

You can download your insurance card to your phone. This is an easy way to keep the information you need on hand at all times, whether you’re traveling or in the car. You’ll be able to access it quickly and easily when needed, without having to fumble through a wallet or purse full of cards. Do not save the link and hope to download at time of need. If you have signal disruption or network issues or any other issue, you will be at a disadvantage.

Consider smartphone features that might help you keep your insurance info handy, even if you don’t want to download an app:

Here are some ways to take your car insurance with you wherever you go:

Use the camera on your phone to take pictures of your insurance card, registration, proof of insurance and driver’s license. The pictures will come in handy if an officer stops you for an infraction or asks for proof that the vehicle is insured. Mark such images as favourites or save to a named folder or album so you can quickly access them later without poring through all your photos on the camera roll.
Such options will ensure you are prepared at any time you’re stopped and an officer or traffic cop demands to see your documentation. Even if you do not have a hard copy, taking photos of them in advance will ensure you can show your up-to-date insurance policy when pulled over by police officers who need proof.

You can also consider digi-lockers for e-storing of insurance documents. With the Government also providing such initiatives, most authorities accept when you assess and show a copy of a document from digi locker. Do ensure you have access to this handy on your device.

Conclusion

Along with knowing how insurance companies work it is important to know the best ways to save & take your car insurance policy wherever you go. If you’re out of town and need to show proof of car insurance, there are different ways you can do it with just your phone. You can call your insurer or download a PDF version of your policy online.